Credit Matters More in Spring

Credit Matters More in Spring

Rey Mart
Published on: 20/03/2026

Learn how lenders calculate GDS and TDS debt ratios in 2026, how the stress test applies, and how borrowers can improve mortgage approval odds.

mortgage-news
Mortgage Applications

Mortgage Applications

Rey Mart
Published on: 11/02/2026

Learn what lenders look for in mortgage applications this year, including credit, income stability, debt ratios, down payments, and approval tips.

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